Education And Giving Value To Others

August 27, 2017

In this article, I am going to talk about the dangers of lacking financial and values education which are just as important as our school education which mainly and still focuses on theory and academic score having read and understood the books by Robert Kiyosaki like Rich Dad Poor Dad as well as watching all videos of Eben Pagan on what it takes to succeed in business, relationships, wealth and improving all areas of life as his subscriber and customer which are in contrary to what we have been taught and conditioned to think and do by our parents, grandparents and teachers.

Truth being said, most of us only think of making money for ourselves, families and loved ones if we are married and have kids without understanding that in order to make money, we need to give and deliver value to others which is just as important. That also ties in with what Zig Ziglar said that you can have everything you want in life if you give enough people what they want in life. The only knowledge we have is that we have to study hard to get good grades and qualification so that we can get great jobs with high pay in order to have our homes, marry, retire, and live happily ever after. While our parents – especially those from low and middle-income families – told us this out of concern, this sort of mentality is sadly outdated in the current 21st century. And even more so with digital technology looking to shape and change the way we live, study and work.

A rich parent – for instance the current US President Trump – will never tell his children that. Sure at first glance, they will tell their children to respect others in public and tell them off if they are disobedient and do not behave. But behind closed doors of their homes only known to family members and maid serving them, they will share with them other things that poor and average parents will never share with their kids.

Which is while making and saving money are important, delivering value and smart investing to maximize it are just as important.

According to Eben Pagan in his YouTube videos, he said after years of studying about business and wealth, he learnt two critical things. One is that people do not like to give away their hard-earned money without getting any value in return. When I say value, I am not talking about anything that sales and marketing people offered them. But what people really need and want for themselves and loved ones. Second is that money has a hole in its bucket and unless you know how to earn, you will lose every dollar you spent never mind on what things.

Here is another truth of life which I discovered after my very own study and research on other articles and blog posts besides reading and watching videos by those gurus. That is money is never given or distributed evenly all the time. It is only for those who delivered the most value as in helping and making a difference to others’ lives as well as those that others feel closest to. Even if it is otherwise, most people will squander on things they like short-term but are not essential long-term. Especially luxury items such as cars, condos, gadgets and jewellery to name a few. And when they spend all their hard-earned money with little or no savings, they will usually resort to those things.

1. Taking on 1 to 2 part-time jobs on top of their main one just to be able to cope with the daily expenses and support their family.

2. Borrowing from families and friends,

3. Asking for loans from creditors, loan sharks and banks,

4. Applying for credit cards,

5. Gambling in casinos, lottery and sports betting

While there is nothing wrong with the first though it might put additional stress on individuals’ health and well-being, there is everything wrong with the other four which I myself was guilty of in the second and fourth.

Because every time you borrowed, you needed to pay back as we Asians have a very strong ethnic and principle on it. If they are not carefully abided by, tragedies may occur. Not just on individuals who cannot pay back and lose everything but their families as in their parents, parents-in-laws, spouse and children as well.

And the saddest truth is when the family is poor, the spouse have to work or take extra job as well to bear the costs and the children will have to give up their passion, interest and even studies just to work early to copy with the family burden costs.

For the rich, it is another story. Suppose if one or both your parents are running the company as bosses or CEOs, you will be required to help them out upon completing your studies.

Otherwise they will be judged as “selfish and unfilial who only think of themselves, inconsiderate and uncaring about their families’ well-being.”

That is if they want to pursue their ambitions, interests and passions they once have as children but are dismissed by most parents as naive child words, play and who are just asking them what they like to be when they grow up simply to make fun of them.

It may sound weird to you but that is the situation in my country Singapore.

Which explains why most people are conditioned to study hard, work hard, save hard and retire comfortably with just one working job income they see as honest earnings.

Any income incurred outside are dismissed by baby boomers in particular – as fraud from cheating other people of their hard-earned money which is partially true with some entrepreneurs but it is wrong to dismiss every business owner because of a few rotten eggs.

Given the fact that government supports them because they are our pioneers, very little room is given for youth development not just in terms of creativity and innovation but in terms of money and wealth management be it creation, multiplication and preservation.

The only things they know are saving, working and borrowing money as well as buying insurance policies from financial advisors who may or may not be acting in the interest of their clients.

Hence their ignorance, overspending and not earning enough leads them to be over-dependence on government to the extent of asking more and blaming the government when things are not going the way they expected and wanted. That will cause serious implications on our economy and society well-being in general be it relationships and the daily essentials of life we, our families and future generations need.

I don’t mean to sound arrogant but if I am in the shoes of Minister for Education, I will make financial education compulsory as one of the main subjects. Especially when it comes to generating, growing and saving money while still acting in the interest of others as in giving value.

Which most people need to know but in actual truth, they don’t which is absolutely critical.

Web Design Schools in the Philippines

July 27, 2017

Even if you graduate with a degree in IT or Computer science it does not give you complete training in web design and development. That’s because the discipline of web design is always changing and new internet technology comes out every minute. Even veterans and experienced designers can gain benefits by taking a short course in one of these design schools. You can also enroll for a refresher or just to stay up-to-date with the latest trends.

5. Meralco Foundation Institute / Informatics (TIE)

These are the two pioneer web design schools in the Philippines. Meralco Foundation Institute (MFI) is a non-profit organization therefore the training fees as cheap. If you’re on a budget, MFI is the best school to enroll in.

Informatics is on the high-end but has convenient locations in the city, mostly inside malls. Their curriculum is up-to-date and certification is recognized world-wide.

4. Philippine Center for Creative Imaging
“The Premiere digital arts and Graphic design School in Philippines”

Philippine Center for Creative Imaging or PCCI is a multimedia and web design school Philippines located in the bustling business sector,Makati City. Intensive hands-on application is given attention in each course. The professors and owners themselves are leaders in online and offline graphics and multimedia organizations. Aspiring designers can pick from a variety of digital arts fields ranging from photography, graphic design web design.

3. University of the Philippines Information Technology Training Center (UPITTC)
“The most unique website design training in the Philippines”

UPITTC’s tagline is “Helping you Build a Solid I.T. Career”. I think that’ what most of us want from all the training we take. It is known for is its out-of-the-box teaching style.This unique approach which consist of a lot of class discussion, lab work and more on “practical” real world training versus textbook learning.

The faculty and trainers are mostly UP professors and consultants in the important technology sectors of the country. If you complete the course chosen and pass the final exam you will receive a prized certificate.

2. First Academy of Computer Arts

First Academy of Computer Arts provides training courses which include design theory, specialized expertise and harnessing creative imagination in digital graphic arts projects..Students learn design principles and gain hands-on experiences in graphic arts, motion graphics, web design and 3-D software through rigorous training programs.This is a top tier website design school in Philippines to get a certificate in digital multimedia design.

Autistic Kids in Education

June 27, 2017

Children with autism spectrum disorder find it difficult to process events that involve the use of the five senses. They are often uncomfortable with strong smells, loud noise, and even new clothing. The main reason for this is that their sensory perceptions are not like neuro-typical human beings. The sooner the parents of autistic children come to terms with this, the better will be the counseling and therapeutic measures.

Fortunately many companies have come up with learning apps that are helping autistic children in their education. Autism learning apps like “What’s the Expression” and “Make Sentences” have made a huge impact in the lives of autistic children. These two learning apps help in the sensory processing. They have appealing sounds and graphics that capture the child’s attention and helps in taking decisions.

Technology improving lives

Innovative technology, like the autism learning apps, has improved the lives of special needs children to a great extent. Apps like “What’s the Expression,” “Make Sentences”, and others are helping in language skills, response skills, and more importantly in communication. There are various free autism apps as well. Some have a minimum download charge.

In many special needs classrooms across the world, teachers are freely using tablets and iPads to impart education to their students. These gadgets run the autism learning apps and are often used in small groups of children for improving their social interaction. Individual students, on their part, enjoy using iPads and smart phones for improving their reading, mathematics and communication skills.

The “What’s the Expression” and “Make Sentences” autism learning apps can be included in the individualized education plan (IEP) of an autistic child. The developers of these two apps conduct regular workshops for educating parents and teachers about using technology for their autistic children.

The need for technology

Technology has emerged as an essential part of the lives of children with autism spectrum disorder. But many schools don’t have a dedicated teacher who can exclusively teach special needs students. The “What’s the Expression” and “Make Sentences” autism learning apps have proved that success can be achieved by autistic children if technology is used at a proper age. The predictive and interactive nature of these autism apps is what attracts autistic children the most. They have been helpful both in the classroom and at home.